Simply defined, a pension scheme or a provident fund is a long-term investment vehicle whose principal objective is to provide you with a decent and reliable income in retirement. Retirement is said to be the longest holiday you will ever have. It therefore makes a lot of sense to start preparing for it early enough and join the few who look forward to retirement with a smile!

British-American offers (1) individual pension plan for the self employed or for those employed in firms that do not operate a scheme (2) Umbrella Pension Scheme for SME’s (3) Occupational Pension Schemes for big employers, to help you make regular monthly contributions towards your retirement fund.

Once you contribute, the funds are invested prudently and you receive periodical fund value statement over the period of engagement. Individual Pension Plans are particularly flexible in that you can vary your contributions depending on the economic fortunes of the day.