Group pension/provident fund
This product is designed to enable the employee lead a normal life and at least maintain the standard of living that one had been used to after retirement. This scheme is designed to assist an employee to lead a normal life and maintain it.
Managed and guaranteed retirement fund
This is a fund that targets small to medium-size pension schemes and Individual Pension Plans; it is designed to consistently perform in the top quartile of retirement benefits funds with an option of having up to 15% of the portfolio invested off -shore. The fund invests across equities, bonds and cash. It also has a bias towards equities offering long term value rather than those with more cyclical returns.