There are three types of covers:

Third Party Only (TPO) Cover
This covers liability to third parties and passenger liability that may arise out of the use of the vehicle.

Third Party Fire & Theft (TPF&T) Cover
This provides indemnity against loss or damage to motor vehicle as a result of fire or theft and, liability to third parties and passenger liability that may arise out of the use of the vehicle.

Comprehensive Cover
This provides indemnity against loss or damage to motor vehicle, liability to third parties and passenger liability that may arise out of the use of the vehicle.

The insurance is provided for private motor vehicles, commercial motor vehicles, and other special types including tractors, trailers, combine harvesters and fork lifts.

Travel policy covers the Insured in the event of a sudden or unexpected sickness or accident arising when the Insured is outside his/her Home Country. It’s not a general health insurance policy and does not cover claims for any medical services arising from a Pre-Existing Medical Condition.

The policy covers Personal Accident, Emergency Medical Expenses and Emergency Medical Evacuation, Emergency Dental Care, Repatriation of Mortal Remains, Hospital Benefits, Loss of Checked Baggage, Delayed Baggage, Hi-Jack, Personal Liability, Loss of Passport, Cancellation and Curtailment and Travel Delay.

This insurance policy covers loss or damage to property caused by:
1.Fire,
2.Lightning,
3.Explosion,
4.Earthquake,
5.Bush fire,
6.Riot and strike,
7.Floods and related perils.

The risk may involve:
8.Commercial buildings,
9.Industries,
10.Private dwelling premises,
11.Goods in trade,
12.Domestic or business property.

It has taken you time and money to acquire what you have. That’s why you should do everything you can to protect it. You can cover your home or the contents of your rented house for as little as Ksh 4,000 per year. This package also covers your domestic staff incase of accident or injury while working at your home.